Chime – The Banking App You Love

Experience banking like never before with Chime, where you can say goodbye to traditional fees and welcome financial freedom. With innovative features like MyPay™ and SpotMe®, you can manage your money effortlessly while boosting your credit score through Credit Builder.

Your Financial Companion

As a leading financial technology firm, Chime is not a bank itself. The banking services are provided through The Bancorp Bank, N.A. or Stride Bank, N.A., both of which are members of FDIC. Chime® Visa® Debit Card and the secured Chime Credit Builder Visa® Credit Card are issued by these banks under a Visa U.S.A. Inc. license, enabling you to use them anywhere Visa is accepted.

Stay in Control

With robust security features such as instant transaction notifications and daily balance updates, you can keep a close watch on your finances. Furthermore, you have the convenience of blocking your card with just one tap and enabling two-factor authentication for added security.

Access Your Pay Anytime

With MyPay™, you can access up to $500^ of your paycheck whenever needed without any credit checks, interest~, or hidden fees. Enjoy the convenience of receiving your funds within 24 hours for free or instantly for a nominal fee of $2 per advance.

Fee-Free Banking

Your money shouldn’t incur unnecessary costs. Chime is dedicated to providing a fee-free experience by eliminating monthly fees, minimum balance charges, and foreign transaction fees. Also, enjoy access to over 50,000 fee-free‡ ATMs at locations including Walgreens and CVS, ensuring cash is always at your fingertips.

Build Your Credit Easily

With the Credit Builder card¹, you have a simple pathway to increase your FICO® Score by an average of 30 points² through consistent, timely payments. There's no interest**, no annual charges, and no credit checks required for application.

Effortless Money Transfers

Send money to your friends, family, or roommates quickly and without any transfer fees – just like sending a text.

MyPay™ is a line of credit managed by The Bancorp Bank, N.A. or Stride Bank, N.A.

^Limits for MyPay are based on income and risk criteria, ranging from $20 to $500 per pay period. Eligibility requires a Chime Checking Account and qualifying direct deposits. Availability of MyPay may vary by state. Terms and conditions apply; visit www.chime.com/mypay for details.

~You can opt for instant fund access for $2 or receive funds for free within 24 hours. For detailed terms, refer to the Bancorp MyPay or Stride MyPay Agreement at www.chime.com/policies.

*Eligibility requirements for SpotMe® apply. Overdraft privileges only apply to debit card purchases and cash withdrawals, with starting limits at $20 and potential increases up to $200.

‡Fees may apply for out-of-network ATM withdrawals and over-the-counter advances, except at MoneyPass ATMs in 7-Eleven, as well as any Allpoint or Visa Plus Alliance ATMs.

¹A Chime Checking Account and a qualifying direct deposit of $200 is required to apply for the secured Chime Credit Builder Visa® Credit Card.

²Achieve a 30-point average increase in FICO® Score 8 over time with routine on-time payments. Individual results will vary; refer to Chime.com/disclosures for further information.

**Fees may be applied to out-of-network ATM withdrawals and over-the-counter advances. Please check the Bancorp or Stride agreement for detailed information; see the card's back for the issuer's information.

Address: 101 California Street, Suite 500, San Francisco, CA 94111, United States.

Note: Customer support is not available at HQ. For support details, please visit our website.